Insurance

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According to Article 27 of the Federal Law of 15.08.1996 N114-FZ “On Procedure for Leaving and Entering the Russian Federation”, for the legal stay in Russia all foreign nationals are required to obtain medical insurance before they commence their journey, regardless of the purpose of their visit.

The insurance policy must meet the following requirements:

  • cover the entire duration of the stay in Russia;

  • indicate the geographical area of coverage as worldwide, Russian Federation or Europe (Russia included);

  • contain the date, stamp and signature of the insurer, the policy number, the full name of person insured; the address and contact details of the insurer; the list of medical services and medical transport including repatriation.

We also recommend that the minimum coverage amount should be 35 000 $. An insurance company is selected by foreign nationals or their employers individually.

Travel medical insurance entitles foreign nationals to receive medical attention in healthcare institutions in Russia in the event of an illness or injury. Medical treatment will be provided free of charge only within the coverage amount. If medical expenses exceed the coverage amount, a foreign national will be expected to pay the rest of the sum themselves. It is recommended that you have sufficient coverage if you are planning to do extreme sports that will pay for possible surgery or evacuation by helicopter.

Along with medical coverage, your travel insurance policy can include coverage for baggage loss, trip cancellation, flight delays, rental car damage, public liability and other expenses that may incur unexpectedly during the trip.

A foreign national may be asked to produce their health insurance police at any time during their stay in Russia. According to the Article 18.8 of the Code of the Russian Federation on Administrative Offenses, foreign nationals can expect to be fined 2 000 to 7 000 ₽ (around 30 to 100 $, depending on a region) for having no medical insurance policy. The violation of this rule by a foreign national can also result in their deportation from Russia, especially if committed more than once.

More information on visa and health insurance requirements for foreign nationals can be found on the official websites of the Embassy of the Russia Federation, as well as Russian visa application centres abroad:

  • VFS.GLOBAL (Belgium, Bulgaria, Denmark, France, Latvia, Poland, Romania, South Korea, Turkey, United Arab Emirates, United Kingdom);

  • RussiaVisaCentre (Austria, Belgium, Bulgaria, Canada, Czech Republic, Denmark, Estonia, France, Germany, Greece, India, Latvia, Lithuania, Poland, Portugal, Romania, Singapore, South Korea, Switzerland, Turkey, United Kingdom, USA, Vietnam);

  • Interlink Service (Australia, Croatia, Cyprus, Georgia, Hungary, Iran, Japan, Mexico, Norway, Philippines, Slovakia, Slovenia, Sweden);

  • Russia Visa application centre (China).

Important: if there is visa-free travel between your country and Russia or you did not find travel medical insurance among the documents needed for the visa issuance, you are still obliged to obtain medical insurance that is valid throughout your trip.

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